Terms of Use

Through our Services, we provide Content regarding a variety of topics.  UseofourServicesisforinformationalpurposesonly.

Our Site provides you with information about certain products or services.  We hope that this information will help you with thinking about and managing the products and services that will suit you.  Please note that you are responsible for your own decisions relating to the subject matter of the Site.  Our Services provide Content that is broad in scope and that does not take into account important details (financial or otherwise) relating to your personal situation.  Your personal situation is unique and information included in the Content may not be applicable to your personal situation.  You should consider additional information from other sources before making decisions about use or purchase of any product or service.

Acceptance of Terms.

PLEASE REVIEW THESE TERMS BEFORE USING OUR SITE, AS THESE TERMS MAY HAVE CHANGED SINCE YOUR LAST VISIT. IF YOU DO NOT AGREE TO THESE TERMS, THEN DO NOT USE OUR SITE. BY USING OUR SERVICES,YOU REPRESENT TO US THAT YOU ARE AT LEAST 18 YEARS OLD AND HEREBY INDICATE YOUR UNCONDITIONAL ACCEPTANCE OF THESE TERMS.

Coin Agereserves the right to revise these Terms in its sole discretion at any time and without prior notice to you other than by posting the revised Terms on our Site. Revisions to the Terms are effective upon posting. The Terms will be identified as of the most recent date of revision. Your continued use of our Site or our App after a revised version of these Terms has been posted on our Site constitutes your binding acceptance of the revised Terms.

Our Services.

Internet Publications.  We and our affiliates, through our Services, may provide a venue through which a Consumer or other Users can obtain information about the subject matter of the Site, which may include information on a variety of topics.  Through our Services, we and our affiliates may provide Content created by our Service Providers.  We have contracted with freelance journalists and/or content writers who may recommend the services of other Service Providers with whom we have contracts.  Our Service Providers may also advertise their products or services through our Services.  Content relating to the subject matter of the Site provided through our Services is informational in nature only and does not create any fiduciary or other relationship or duty of any kind between or among you, us or any of our affiliates or Service Providers.

Use of Data. We may make available to our Service Providers certain statistical information that we collect from you in accordance with and as more fully described in our Privacy Policy.

License to Use; Privacy Policy.

Your license to use our Services is automatically revoked if you violate these Terms.  From time to time, we may upgrade our Services or make improvements to our Services. You agree that these Terms will apply to all such upgrades or improvements.  Any attempt by you to transfer any of the rights, duties or obligations hereunder, except as expressly provided for in these Terms, is void. We reserve all rights not expressly granted under these Terms.

Our Privacy Policy describes the collection, use and disclosure of data and information by us in connection with our Services.  The Privacy Policy, as may be updated by us from time to time in accordance with its terms, is hereby incorporated into these Terms, and you hereby agree to the collection, use and disclosure practices set forth therein.

Login Credentials.

In order to use some functionality of our Services, you will be required to register by providing certain information. We may ask you to complete a registration form and create a user name and password or we may permit you to login using a social media account.  During any such registration, you are required to give truthful contact information (such as name and email address) in accordance with these Terms.  You are responsible for protecting your Login Credentials from unauthorized use, and you are responsible for all activity that occurs on your account.  You agree to notify us immediately if you believe that your Login Credentials have been or may be used without your permission so that appropriate action can be taken. We are not responsible for losses or damage caused by your failure to safeguard your Login Credentials.

Uploaded Content.

Subject to these Terms and any other agreement between you and us, we hereby grant you a limited, personal, non-transferable, non-exclusive, non-sublicensable, revocable license to access and use Content that we make available through our Services, solely for your personal and non-commercial use, and subject to any restrictions on certain types of Content set forth in these Terms.  You understand that the Coin Age Content that is posted on our Services is used by you at your own risk.

Coin Age does not claim any ownership rights in the Content posted by a User to our Services (collectively, “User Content”). You represent and warrant to us that you own the User Content posted by you or that you otherwise have sufficient right, title and interest in and to such User Content to grant us the licenses and rights set forth below without violating, infringing or misappropriating the privacy rights, publicity rights, copyrights, contract rights, intellectual property rights or any other rights of any person. You agree to pay all royalties, fees and any other monies owed to any person by reason of any User Content posted by you.

Prohibited Conduct.

As a condition of your use of our Services, you will not use our Services for any purpose that is unlawful or prohibited by these Terms.  It is your responsibility to ensure that any Content that you provide is in compliance with all applicable laws and regulations.

 

You may not use our Services in any manner that in our sole discretion could damage, disable, overburden, impair or interfere with any other party’s use of our Services.  You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through our Services.  You agree not to use false or misleading information in connection with your user account or impersonate any other person living or dead, and acknowledge that we reserve the right to disable any user account with a profile which we reasonably believe is false or misleading (including a profile that impersonates a third party).

Indemnification.

By using our Services, you hereby agree to indemnify and hold harmless us and our officers, directors, employees and agents from any claims, damages, losses, liabilities, and all costs and expenses of defense (collectively, “Claims”), including without limitation attorneys’ fees, resulting directly or indirectly from a claim by a third party that arises in connection with (i) your provision of any Content, (ii) your use of our Services; (iii) any User or other third party’s use of any Content that you submit via our Services; or (iv) any interaction you have with another User, including without limitation making an offer to a User of any of your products or services.  At our option and in our sole discretion, you agree to defend us from any such Claims.

Intellectual Property Rights.

You agree and acknowledge that the structure, organization and code used in conjunction with our Services are proprietary to us.  You shall not, and shall not permit any person or entity to: (i) use our Services on a service bureau, time sharing or any similar basis, or for the benefit of any other person or entity; (ii) alter, enhance or make derivative works of our Services or any Content available through the foregoing; or (iii) reverse engineer, reverse assemble or decompile, or otherwise attempt to derive source code from, our Services.  You shall not sell, transfer, publish, disclose, display or otherwise make available our Services including without limitation any modifications, enhancements, derivatives or other software or materials provided hereunder by us or copies thereof to others in violation of these Terms.

Unless otherwise noted, all Coin Age Content contained on our Services is the property of us or our affiliates or licensors, and is protected from unauthorized copying and dissemination by copyright law, trademark law, international conventions and other intellectual property laws.  Product names are trademarks or registered trademarks of their respective owners.

Links to Third Party Sites.

Our Services may contain links to third party sites. These links are provided to you as a convenience, and we are not responsible for the content of any linked third party site.  Any third party site accessed from our Services is independent from us, and we have no control over the content of that site. In addition, a link to any third party site does not imply that we endorse or accept any responsibility for the content or use of such site.  Use of any third party site is subject to its terms of service and privacy policy. We request that you exercise caution and good judgment when using third party sites.

Minors.

Our Services are available only to, and may only be used by, individuals who are 18 years and older and who can form legally binding contracts under applicable law.  If you are a parent or guardian and you discover that your child has created an unauthorized account on our Services, please contact us.